Buyer guide
Freehold Checker: Is a Property Freehold or Leasehold?
Updated 17 October 2026
To check whether a property is freehold or leasehold, look at its tenure on the HM Land Registry title register. A freehold checker tells you which it is: freehold means you own the property and the land it sits on outright, while leasehold means you own the property for a fixed term and pay ground rent or service charges to a freeholder. HomeBuyerCheck shows the tenure recorded in HM Land Registry sales records for addresses in England and Wales; it does not supply the official title register.
Freehold versus leasehold at a glance
| Feature | Freehold | Leasehold |
|---|---|---|
| Who owns the land | You | The freeholder |
| Ground rent / service charge | None | Usually payable |
| Length of ownership | Indefinite | Fixed lease term |
| Common property type | Most houses | Most flats |
| Where to confirm it | Title register | Title register + lease |
What a freehold checker does
A freehold checker tells you whether a property is held as freehold or leasehold. Tenure is recorded on the property's official title register at HM Land Registry, and it is one of the first things you should confirm before making an offer, because it changes the true cost of ownership.
Estate agent listings are not always reliable on tenure, and an assumption that a flat is share of freehold or that a house has no lease can be wrong. Checking the register removes the guesswork.
How to check if a property is freehold
- Look up the property's title register, which records the tenure as freehold or leasehold.
- For a freehold, the register confirms outright ownership of the property and land.
- For a leasehold, the register references a lease; you then need the lease term and any ground rent.
- Watch for share of freehold flats, where the lease still exists but the freehold is owned collectively.
- Confirm any management company, estate rentcharge or service charge that applies.
Why tenure changes what you pay
Leasehold ownership comes with costs and risks freehold does not: ground rent, service charges, a lease that shortens over time, and the cost of a lease extension once it drops below about 80 years. A short lease can make a flat hard to mortgage and expensive to fix.
A freehold house avoids most of these, though some newer estates carry rentcharges or estate management fees. Knowing the tenure, and the numbers behind it, before you offer is the difference between a fair price and an expensive surprise.
Check the recorded tenure with HomeBuyerCheck
HomeBuyerCheck works as a quick freehold checker for addresses in England and Wales. The free report shows the tenure recorded in HM Land Registry sales records (the Price Paid data) for the property's most recent sale, so you can see whether it last sold as freehold or leasehold before you instruct anyone. It does not read or supply the official title register.
The £4.99 Premium report adds a title and tenure summary built from public HM Land Registry data: the recorded tenure (estimated from other sales in the same postcode when the property has no recorded sale of its own), the last price paid, and the registered owner where HM Land Registry's corporate ownership data lists a UK or overseas company. It also runs Companies House checks on a company owner and gives an AI buyer's verdict, and Premium+ at £6.99 adds the AI Solicitor, Surveyor and Mortgage briefs. The official title register, with the owner's name, covenants, easements and charges, is a separate £7 download from GOV.UK.
Checking freehold vs leasehold? HomeBuyerCheck shows the tenure recorded in HM Land Registry sales records and flags leasehold risks such as Property Chamber tribunal history and a company owner's Companies House record, for addresses in England and Wales, from £4.99.
Free instant check; Premium from £4.99 adds ownership, ground risk and an AI buyer's verdict. No subscription.
Frequently asked questions
How do I check if a property is freehold or leasehold?
Check the tenure on the property's HM Land Registry title register. Freehold means you own the property and land outright; leasehold means you own it for a fixed term and pay a freeholder. HomeBuyerCheck's free report shows the tenure recorded in HM Land Registry sales records for addresses in England and Wales.
Is there a free freehold checker?
Yes. HM Land Registry's free property summary on GOV.UK shows the tenure of a registered property in England or Wales, and HomeBuyerCheck's free report shows the tenure recorded against the property's last sale. The £4.99 Premium report adds a title and tenure summary from public Land Registry data and flags a UK or overseas company owner; the official title register, with covenants and charges, is a separate £7 download from GOV.UK.
Can a flat be freehold?
Most flats are leasehold, but some are share of freehold, where leaseholders collectively own the freehold. The lease still exists in those cases. The title register and lease confirm the exact arrangement.
Why does it matter if a property is leasehold?
Leasehold brings ground rent, service charges and a lease that shortens over time. A lease under about 80 years can be costly to extend and hard to mortgage, so confirming tenure before you offer protects you from an expensive surprise.
Does the estate agent's listing confirm the tenure?
Not reliably. Listings can be wrong or vague on tenure and share of freehold. The only authoritative source is the HM Land Registry title register, which you can download from GOV.UK for £7. HomeBuyerCheck does not supply the title register.
Is there a free tenure checker from HM Land Registry?
Yes. HM Land Registry's free property summary on GOV.UK shows a registered property's tenure type, freehold or leasehold, and whether there are restrictive covenants or easements. You need to sign in to use it. The full title register, with the owner's name and any lease details, costs £7 to download (checked 28 September 2026).
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