HomeBuyerCheck vs HouseCheckup: Which Property Report Should You Buy?

What HouseCheckup sells, from its own pages

HouseCheckup's pricing page, fetched on 11 September 2026, lists two reports for one address: Lite at £9.99 and Complete at £24.99, each a one-off payment with VAT included, human-checked and emailed. An Investor Pro tier at £109.90 is shown as currently unavailable for new purchases. Its FAQ answers the free-version question directly: no, but the postcode-area tools can be used without buying a report.

The homepage describes what the Complete report brings together: HM Land Registry price history with UK House Price Index context, the matched EPC, flood maps and recorded flood extents with future surface-water scenarios, BGS hazard bands, radon potential, coal-mining screening, noise and modelled air quality, police.uk crime, schools with inspection information, healthcare amenities, transport stops, deprivation and census data, planning designations, conservation areas, listed buildings, walkability and food hygiene, and an indicative gross rental yield. It also produces a HouseCheckup Score from six factors: flood, crime, coal mining, subsidence, radon and EPC.

Two things stand out. Coverage includes Scotland, which HomeBuyerCheck does not. And the report is described as human-checked and emailed rather than instant, so allow for a delay before it arrives.

What HomeBuyerCheck adds

HomeBuyerCheck's free report already covers the area layer: sales history since 1995 from HM Land Registry, EPC, Environment Agency flood risk, police.uk crime, schools and Ofsted ratings, council tax band, Ofcom broadband and mobile, planning constraints, BGS ground risk, noise, air quality, listed buildings and demographics. That is instant and needs no sign-up.

The £4.99 Premium report is where the two products part company. It adds an HM Land Registry CCOD and OCOD ownership match, a Companies House check on any company owner (insolvency, outstanding charges, disqualified directors), the Building Safety Regulator Higher-Risk Building register, First-tier Tribunal Property Chamber decisions at the building and postcode, UKHSA radon and Coal Authority bands, listed, conservation and Article 4 overlays, and an AI buyer's verdict with a tailored seller-question pack. None of those items appears in the report sections HouseCheckup lists on its homepage. The £6.99 Premium+ tier adds the three AI briefs for your solicitor, surveyor and mortgage broker and an on-demand Negotiation Report.

Where they overlap

• Both draw on HM Land Registry price paid data, the EPC register, Environment Agency flood data, police.uk crime and British Geological Survey ground hazards, all under the Open Government Licence.
• Both cover radon, coal mining and subsidence risk, schools and transport context.
• Both offer a permanent record: HomeBuyerCheck a private online URL you can forward, HouseCheckup an emailed PDF.
• Neither replaces a solicitor's searches or a RICS survey; both position themselves as a check to run before those costs.

Price

Like for like, HouseCheckup Lite at £9.99 is twice HomeBuyerCheck Premium at £4.99, and Complete at £24.99 is five times. HomeBuyerCheck's most expensive tier, Premium+ at £6.99, still costs less than HouseCheckup Lite. The free layers are different in kind: HomeBuyerCheck's is a full address-level report, HouseCheckup's is a postcode-area screen.

If you are checking more than one property while you house-hunt, that gap compounds. Running five free HomeBuyerCheck reports and paying £4.99 on the one you offer on costs £4.99; five HouseCheckup Complete reports cost £124.95.

Who each one suits

• Buying in England or Wales and want the widest check for the lowest price, including who owns it and whether the building has a tribunal history: HomeBuyerCheck.
• Buying in Scotland: HouseCheckup, because HomeBuyerCheck's data sources cover England and Wales only.
• Want a human-checked PDF and a single composite score: HouseCheckup Complete at £24.99.
• Want the AI briefs and a defensible offer range to take to the agent: HomeBuyerCheck Premium+ at £6.99.
• Investors weighing rental yield: HouseCheckup lists indicative gross yield in its report; HomeBuyerCheck's Negotiation Report models the purchase price instead.

The honest verdict

For most buyers in England and Wales, run HomeBuyerCheck first: the free report answers the area questions instantly, and £4.99 buys the ownership, Companies House, BSR and tribunal checks that no other consumer report we have compared includes. HouseCheckup is a credible report with wider geographic coverage and a human-checked PDF, and if you are buying north of the border it is the one to use.

Prices on this page were read from housecheckup.co.uk/pricing on 11 September 2026 and from HomeBuyerCheck's own product list on the same day. Check both before you buy; they can change.