HomeBuyerCheck

Buyer's guide · 2026

Cheapest property check in the UK · ranked

HomeBuyerCheck Premium at £4.99 is the cheapest UK property check in 2026. It includes the full HM Land Registry ownership flag, British Geological Survey ground-risk panel, Companies House owner check, BSR Higher-Risk Building register status, Property Chamber tribunal history, full flood data + climate projection, and an AI buyer's verdict + seller-question pack. The £6.99 Premium+ tier adds three AI briefs and an on-demand Negotiation Report. Nothing else under £10 comes close.

Run the free check first, no card, 30 seconds.

Every UK property check, ranked by price

ServicePriceOwnership flagFlood + climateGround riskTribunal historyBSR HRB registerCompanies HouseAI briefsPermanent URL

HomeBuyerCheck (us)

Full ground-risk panel, ownership (UK + overseas), Companies House owner check, BSR HRB, Property Chamber tribunal history, AI buyer's verdict, AI seller-question pack. Premium+ adds AI Solicitor / Surveyor / Mortgage briefs + on-demand Negotiation Report.

£4.99 Premium · £6.99 Premium+

CheckMyFile property report

Address-level credit-style file. Limited buyer-specific data; no AI analysis; no BSR or tribunal history.

£19.99------

HMLR title register direct

Raw HM Land Registry title PDF, Property, Proprietorship and Charges registers. No analysis, no context, no other data sources.

£3 per title-------

Local authority CON29 search

Planning, road, contaminated-land, environmental enquiries from the local council. Only ordered AFTER instructing a solicitor.

£85-£250--------

Solicitor full conveyancing search pack

LLC1 + CON29 + drainage + environmental searches via your solicitor. Only after instruction (typically £1,000-£1,500 total).

£250-£450-----

RICS Level 2 HomeBuyer Report

Physical inspection by a chartered surveyor. Different category, covers building condition, not legal/title/data flags. Best AFTER pre-offer checks.

£400-£900--------

Prices verified November 2026. Solicitor and surveyor figures are typical UK midmarket. HomeBuyerCheck data is updated live from each source at the moment of purchase.

£4.99 vs everything else, what each one buys you

£0, Free check (HomeBuyerCheck)

Sales history, EPC, flood risk band, council tax band, crime in the last 12 months, school proximity, broadband + 4G/5G. Useful for: deciding whether the property is worth the next steps. Limitations: no ownership, no ground risk, no Companies House, no AI analysis.

£3, HM Land Registry title download (direct)

HMLR FindAPropertysells the raw title register PDF (Property + Proprietorship + Charges registers) for £3. You get the legal document. You don't get: any other data sources, plain-English summary, charge analysis, AI verdict, or shareable URL. Best for: buyers who specifically need the title register only and can read it.

£4.99, HomeBuyerCheck Premium (cheapest combined check)

The cheapest UK product that combines all the major data sources with AI analysis. Full ground-risk panel, ownership (UK + overseas via CCOD/OCOD), Companies House owner check, BSR HRB, tribunal history, AI buyer's verdict + 8-12 bespoke seller questions. Permanent shareable URL. See a sample Premium report.

£6.99, HomeBuyerCheck Premium+

Adds three AI audience-specific briefs (Solicitor / Surveyor / Mortgage broker) plus an on-demand Negotiation Report. Buyers routinely save £3,000-£15,000 with grounded data-backed offer letters rather than offering blind. See a sample Premium+ report.

£19.99, CheckMyFile property report

Credit-style address file. Includes sales and flood data. Doesn't include: ownership flag, Companies House owner check, BSR HRB register, tribunal history, ground-risk bands beyond surface flood, or AI analysis. 4x the price of HomeBuyerCheck Premium for less data.

£85-£250, Local authority CON29 search

Council-issued search covering planning, road, contaminated-land enquiries. Only available after you instruct a solicitor, you can't order one yourself before agreeing the purchase. Run HomeBuyerCheck first, decide whether to proceed, then your solicitor orders the CON29.

£250-£450, Solicitor full conveyancing search pack

LLC1 + CON29 + drainage + environmental searches. Again, only after instruction. Total conveyancing including these searches is typically £1,000-£1,500. Use HomeBuyerCheck's £6.99 Premium+ AI Solicitor brief to give your conveyancer a focused starting point and skip the first round of generic enquiries.

£400-£1,500, RICS HomeBuyer / Building Survey

Physical inspection by a chartered surveyor. Different category, covers building condition not legal/title/data flags. Read our HomeBuyer report comparison.

Why HomeBuyerCheck Premium is the rational choice at £4.99

A UK home buyer typically spends £1,000-£1,500 on conveyancing, £400-£1,500 on a survey, £85-£250 on the CON29, and £200-£400 on additional searches, total £1,685-£3,650 of due-diligence cost. Roughly 1 in 3 UK property transactions falls through (Quick Move Now data). When that happens, the buyer typically loses £400-£800 in non-refundable search and survey fees.

HomeBuyerCheck's £4.99 / £6.99 reports happen BEFORE any of that. They're designed to (a) catch the obvious deal-breakers (overseas owner, BSR HRB without EWS1, ground risk band 4+, tribunal-active building) so you don't commit to the conveyancing spend, and (b) give you the leverage to renegotiate the asking price 1-3% (£3,000-£15,000) before exchange.

On a £400,000 purchase, the Premium+ Negotiation Report's typical 1-3% saving is £4,000-£12,000, a 600-1,700x return on the £6.99 product cost.

Frequently asked questions

What is the cheapest property check in the UK?
The cheapest UK property check in 2026 is HomeBuyerCheck Premium at £4.99, which includes ownership flag, full ground-risk panel, Companies House owner check, BSR Higher-Risk Building register status, Property Chamber tribunal history, and AI buyer's verdict. Premium+ at £6.99 adds three AI briefs and an on-demand Negotiation Report. The next-cheapest comparable consumer product is CheckMyFile at £19.99.
Can I check a property's history for free?
Yes, HomeBuyerCheck's free tier covers sales history (HM Land Registry Price Paid), EPC rating, flood risk band, 12-month crime stats, council tax band, school proximity, and broadband + 4G/5G coverage. It runs instantly from any UK postcode at /check. The £4.99 Premium tier adds the deeper data (ownership, ground risk, ownership, BSR, tribunal history, AI analysis) that drives offer renegotiation.
Why is HomeBuyerCheck cheaper than CheckMyFile?
Three reasons. (1) Every data source is UK government open data under the Open Government Licence v3.0, no per-search resale fees. (2) AI analysis runs on Anthropic Claude at sub-15p per report. (3) The product is delivered instantly online, no PDFs to post, no humans manually reviewing each report. That gives a ~94% gross margin which keeps the price at £4.99.
Is a £4.99 property check accurate?
Yes, all data is pulled live from official UK government APIs at the moment of purchase: HM Land Registry (sales, CCOD, OCOD), Environment Agency (flood), Police.uk (crime), GIAS / Ofsted, Valuation Office Agency, Ofcom, British Geological Survey (ground risk), Coal Authority, Historic England, planning.data.gov.uk, Companies House, Building Safety Regulator, and First-tier Tribunal Property Chamber. The AI summarises the data, it doesn't invent flags.
Do I still need a solicitor if I run a £4.99 property check?
Yes. HomeBuyerCheck is informational only and sits BEFORE you instruct a solicitor (£1,000-£1,500 typical UK conveyancing). Its job is to help you decide whether to commit to those costs and surface flags you can use to renegotiate the asking price 1-3% (£3,000-£15,000 on a typical UK home) before exchange.
What does the £6.99 Premium+ tier add over £4.99 Premium?
Premium+ adds three AI-generated audience-specific briefs (Solicitor brief in TA6-style enquiries, Surveyor brief on what to flag to a RICS surveyor, Mortgage broker brief on lending friction) plus an on-demand Negotiation Report that models a defensible offer range from comps + Bank of England Bank Rate + Land Registry UKHPI + every flag found. Existing Premium buyers can upgrade in-place for £2.

Start with the free postcode check

See the free data first, then decide whether to upgrade to the £4.99 Premium report.